401(K) Retirement Plan
Enrollment Information
Eligible new hires will be automatically enrolled at 6 percent pre-tax and have their funds invested in the T. Rowe Price account that most closely matches your normal retirement date. If you wish to enroll at a different percentage, invest in other funds or waive participation altogether, you must contact Principal Financial Group at 800-547-7754 (refer to group 381756) before your effective date.
Ruan 401(k) Plan Overview Video (5 minutes)
Reference group/contract number 381756.
Once enrolled, you'll have access 24/7 to check your account balance, modify your payroll contribution, update your beneficiaries, change investment options and more through www.principal.com, by calling Principal toll-free at 1-800-547-7754, or by downloading the mobile app.
A listing of the various investment fund options available under the Ruan 401(k) Savings plan.
Basic plan information about the Ruan 401(k) along with a list of potential fees that may apply to your account.
Matching Contributions
After 1 year of service Ruan will match 50% of the first 6% you contribute (maximum 3% of pay). You are always 100% vested in the contributions you choose to defer. Company matches are rested based on year of service.
Additional Resources
Principal Website Demo (10 minutes)
Pre-Tax vs Roth Contributions Video
Want more? Each month Principal Financial offers a free 30 minute web presentation on financial topics that matter to you and your retirement. Review and register for upcoming webinars at www.principal.com/learnnow. Can't attend on that date/time? Register anyway! After the event you'll received an e-mail with a link to the recorded presentation for you to play back at a more convenient time.
Questions?
Call the Human Resources Hotline at 1-800-845-6675 option 4.